Posts Tagged ‘What’

What Average Interest Rate Should I Expect To Pay On A 20-year Loan, If The Variable Rate Is 4% Right Now?

July 13th, 2010

I can get variable rate loan with a 20-year term. The current interest rate is 4%, which is based on the prime rate. I know there’s no precise answer to this question, but what might I expect the overall interest rate to turn out to be? Just a ballpark answer is fine!
Thanks!

If You Have A Car Loan But Want To Get Rid Of The Car What Can You Do?

February 28th, 2010

I have a high car loan payment and i’m lokkng at ways to get rid of the payment. So if I can get rid of the car that would be nice. What are some option I have?

What Do I Need To Get A Consolidation Loan?

February 28th, 2010

I am a student and have no property. But my credit score is average, I’m told. I want a loan to pay off my high-interest credit cards. What do I need to do to get one? Should I do it at a bank or somewhere else?
Also, is it possible to get such a loan without closing my credit card account? I can stop using it but I want to leave the account open since it’s been open with good standing for six years.

What Should I Look For When Applying Online For A Unsecured Personal Loan?

February 28th, 2010

I am going to apply for a unsecured personal loan online. I have about six sites that I am going to pick from to nail it down to just one. My question is what should I look for to pick the best site? I know I should go with a low interest rate but what are other things should I find out before I apply? How can I find out if the site is not a scam or hiding something that I might not know to check out before I apply?

What Happens When The Borrower Of A Private Student Sponsor Loan Dies?

February 27th, 2010

My private school loans are through an Access Group Sponsor Loan. I misunderstood and thought this was the same as a Co-Signer. Instead, the loan is my grandmother’s on my behalf. I am concerned what would happen if she dies. Would it transfer to me or be paid by her estate?