I have not been employed for a month. What are the requirements for the application of a salary loan?
Posts Tagged ‘Usually’
How Much Time Does It Usually Take For The Home Loan Process ?
September 4th, 2009I have put an offer for a home.
I wanted to start the home loan process. Usually how long does it take for the home loan to finish.
Small banks or big banks time frame, for a 160K loan with 25% down and excellent fico score.
How Much Usually Is Point Cost For Home Loan And How Much Would It Buy Down My %?
August 18th, 2009My loan amount is 175K , 30yr fixed
1). How much would each point cost me for the above loan ?
2). How much of a % would it cut down when I pay the points upfront ?
3). Is it worth buying 2-3 points if I am planning to stay in that house for 5-7 years for sure ?
How Can You Go About Getting A Personal Loan From A Bank? What Collateral Do You Usually Need?
July 5th, 2009I will probably need to replace my car soon, but I don’t know that I want a traditional car loan because it would require having more insurance, and thus be rather expensive for me. (It’d be about double for me, as I don’t have a spotless driving record). I was wondering if instead I could get a personal loan from the bank, say in the neighborhood of $3-5K and use that for a car thus saving me a bunch of money by not needing collision coverage if I could pay for the car in cash.
Now the questions … is this possible, or is there usually some stipulation that you can’t use a personal loan for a car? What sort of collateral do you usually need for a personal loan? If you have good credit, can you get one w/out collateral? Any info would be greatly appreciated! Thanks!
