I graduated 6 months ago with several federal student loans combining more than 40K. Is it better for me to consolidate now or stay put? Will the fed cutting lending rates (now 3%) affect the interest rates that loan consolidators offer? Will i be offered either variable or fixed rates if i consolidate?
Posts Tagged ‘Lower’
Is It Possible To Postpone Student Loan Consolidation To Wait For Lower Interest Rates Rates?
December 16th, 2009What Is The Best Way To Lower My Home Loan Payment?
November 30th, 2009I am trying to find a way to lower my payments because I don’t make enough money. Loan modification is one way but I don’t know all the details about it and it seems for people that are already behind on there payments. I don’t know if I qualify for refinancing as well but my house is not worth what I paid for it. If anyone knows about some of the new programs out there that will help the people that are still making there payments but can’t really afford them. Thx.
How Do I Know If My Private School Loan Is Upper Or Lower Tier?
November 18th, 2009I was recently approved for a private student loan through Citibank. How do I know if the loan is upper or lower tier? I did receive the requested amount but on the school code for the loan it says; LTCA. Anyone know what that means? Please help, I really need the money to come to me and not be kept by the school. Thank you so much for your help.
What Is The Best Way To Lower Interest Rates On A Loan?
October 27th, 2009I have a $27,000 debt on a recent student loan. I usually pay $250.00 a month and the loan has an 8.5% interest rate. I would say about $175.00 of this amount goes directly to the interest. At this time I can only afford to pay this amount. Does anyone have a solution? Other options?
What’s The Best Way To Request A Lower Interest Rate On A Car Loan?
September 8th, 2009We have a car loan that began in 2005 and have never made 1 late payment – every month the car loan was paid on time.
We’ve recently received offers from various banks/loans proposing a lower interest rate.
We want to stay with our current auto loan provider but want them to lower the interest rate… is that possible? If so, how should we approach this request?
