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Does My Unemployment Income Count When Applying For A Home Loan?

Home Loans — Tue, 13 Jul 2010 12:59:15 +0000

I recently filed for unemployment and I am getting a steady check from the unemployment office. My girlfriend is still employed full-time and her job seems to be stable. We want to see if we qualify for a home loan using her income and my unemployment income. Do you know if my unemployment income counts and if it will help us in getting approved for the loan or if it will hurt us?

How To File An Appeal? Judge Ordered Me To Pay Child Support Based On A 2 Year Old Loan Application.?

Home Loans — Tue, 13 Jul 2010 06:57:38 +0000

Judge orderd me to pay $400/week in child support. I only make $350 right now. He based his decision on a 2 year old loan application which my earnings were misrepresented by the loan proccessor. He said If that was inaccurate I shouldnt have signed it. Do I have a case for appeal?

What Average Interest Rate Should I Expect To Pay On A 20-year Loan, If The Variable Rate Is 4% Right Now?

Home Loans — Tue, 13 Jul 2010 00:56:38 +0000

I can get variable rate loan with a 20-year term. The current interest rate is 4%, which is based on the prime rate. I know there’s no precise answer to this question, but what might I expect the overall interest rate to turn out to be? Just a ballpark answer is fine!
Thanks!

When Applying For A Car Loan Do They Base Your Income Off Your Gross Income?

Home Loans — Mon, 01 Mar 2010 06:56:03 +0000

I am going to apply for a car loan. I was wondering if they base it off of your income before taxes or after taxes and bills?

How Does A Secure Bank Loan Work?

Home Loans — Sun, 28 Feb 2010 18:56:07 +0000

What do you do, what do you gain from doing a secure bank loan?

If You Have A Car Loan But Want To Get Rid Of The Car What Can You Do?

Home Loans — Sun, 28 Feb 2010 12:56:06 +0000

I have a high car loan payment and i’m lokkng at ways to get rid of the payment. So if I can get rid of the car that would be nice. What are some option I have?

How Do We Go About Getting A Fha Loan?

Home Loans — Sun, 28 Feb 2010 12:56:06 +0000

Me and my sister is looking to buy a house together. We both have bad credit due to the past but enough money for a mortgage. Estimating $75,000/yearly. Right now, were clue less as to which direction to turn. Do we try and get approved for a loan first, then find a house? A little help please! Also, what are the qualifications for a FHA loan? With our bad credit history, what are the chances of getting approved?

What Do I Need To Get A Consolidation Loan?

Home Loans — Sun, 28 Feb 2010 12:56:06 +0000

I am a student and have no property. But my credit score is average, I’m told. I want a loan to pay off my high-interest credit cards. What do I need to do to get one? Should I do it at a bank or somewhere else?
Also, is it possible to get such a loan without closing my credit card account? I can stop using it but I want to leave the account open since it’s been open with good standing for six years.

What Should I Look For When Applying Online For A Unsecured Personal Loan?

Home Loans — Sun, 28 Feb 2010 00:56:04 +0000

I am going to apply for a unsecured personal loan online. I have about six sites that I am going to pick from to nail it down to just one. My question is what should I look for to pick the best site? I know I should go with a low interest rate but what are other things should I find out before I apply? How can I find out if the site is not a scam or hiding something that I might not know to check out before I apply?

What Happens When The Borrower Of A Private Student Sponsor Loan Dies?

Home Loans — Sat, 27 Feb 2010 06:56:11 +0000

My private school loans are through an Access Group Sponsor Loan. I misunderstood and thought this was the same as a Co-Signer. Instead, the loan is my grandmother’s on my behalf. I am concerned what would happen if she dies. Would it transfer to me or be paid by her estate?