If I got a secured loan against my home and I sell me home, do I have to pay my unsecured loan off when I sell my home? Or can I continue to have my loan and pay it off every month for the term of the loan?
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yes if you sale anything that is secure by any item before you can sale it you have to clear it when the lending company!!!
Yes, you will need to pay that back. Currently, the bank has either a deed of trust or a mortgage on your property. This is a lien on the property. The person that purchases the home will require the property to be free of liens when they purchase it. In order for the lien to be released, the Bank will require that you pay the loan off.
It seems like you are describing a Home Equity. At the bank I work, if you sell the home within 3 years, you are obligated to pay it off. However, if you purchase a new home and have enough equity in the new home, it can be transfered.
In a Home Equity Loan, you are promising to pay it back or else the bank can take your home.